Improve


Will Whole30 Heal My Gut?


Posted By on May 1, 2017

After a consultation with my doctor about my lousy digestion, I started Whole 30, which eliminates many known gut-destroyers. Namely legumes, dairy, sugar, wheat, grains, alcohol, and probably grain alcohol, etc. I can eat vegetables, fruit, meat, and some nuts. The saving grace is that I can drink coffee. It’s been two weeks and I’m doing well sticking to the program, though I ate out a few times and I can’t be...

Read More

I had tea for lunch today


Posted By on Apr 24, 2017

The problem with thinking you’re eating healthy is that inevitably every bad decision catches up with you. The problem with actually eating healthy is that when your gut rebels you can’t be sure of the reason. A few weeks ago I went to the doctor because I had a spate of meals that ended with me curled on the bed in severe pain. The doctor suggested an elimination diet in order to see if the problem persists, and, if not,...

Read More

Running Again with C25K


Posted By on Apr 17, 2017

I used to be a runner. About 5 years ago I regularly signed up for 5Ks and two very memorable times ran half marathons. The Napa to Sonoma half was memorable because wine. The Wisconsin half was memorable because hypothermia blankets. Then I got sick and fell out of habit. Well, I’ve decided that one of my physical health goals this year is to run again regularly. So I’ve been using the C25k app to get back into fighting...

Read More

7 Steps to Financial Health


Posted By on Apr 2, 2017

I’m going to be blunt. Not because I particularly like sharing every detail of my life (despite the evidence of this blog suggesting otherwise), but because I hope the steps I took to gain financial health may help others who are struggling. It’s not easy to admit that I didn’t always have my shit together and that I’ve made some mistakes. I wasn’t one of those people who was born knowing about amortized assets. And don’t be fooled...

Read More

In previous posts we talked about budgeting and how we can save, pay down debt, and contribute money into a retirement account all at the same time. To recap: pay yourself first (i.e. automatic deductions into retirement at least up to company match), then take care of high interest debt first and as quickly as you can while saving a little something. Re-calibrate these percentages as you pay off debt and have more to put into...

Read More

In the last post I talked about setting up your budget so that you can save for retirement, build an emergency savings plan, and pay off debt all at the same time. What I didn’t mention is that when I have a plan I am a very impatient person. And even with my budget designed to do all three magical things at once I wasn’t paying off my debt as quickly as I would like, which led me to…getting a second job. The real...

Read More
Financial Health: Pay Off Debt

Financial Health: Pay Off Debt


Posted By on Mar 20, 2017

One thing I struggled with when I set up my budget is deciding how much money I put towards debt and how much I put towards emergency savings and retirement. As I said before, I automatically set up my retirement deductions based off my company match. That money leaves my paycheck before I see it, so it’s easy to make a budget without it. The next thing I did was start a savings account. Knowing I had more debt to pay off I started...

Read More

This one is short and sweet, because I covered a bit of it before. Today we’re going to talk about savings and budgeting. Step 4: Your First $500, $1,000, 3-Month Fund When you’re making your budget and building in a savings plan it can be daunting to think about starting small and getting to a 3- or 6-month emergency fund. Take comfort in knowing you’re not alone. Studies show that only 28% of Americans have saved a 6-month...

Read More