I’m going to be blunt. Not because I particularly like sharing every detail of my life (despite the evidence of this blog suggesting otherwise), but because I hope the steps I took to gain financial health may help others who are struggling. It’s not easy to admit that I didn’t always have my shit together and that I’ve made some mistakes. I wasn’t one of those people who was born knowing about amortized assets. And don’t be fooled into thinking I had this all figured out from the start once I decided to turn a new leaf. It took a lot of trial and error to get to this level of comfort and it’s still a struggle sometimes…I still make mistakes. But I hope that if you’re someone who struggles with managing money that even doing one of these steps will help you begin to feel less stressed. So here goes, in no particular order, 7 Steps to Financial Health:
- Get a New Job
- Automate Your Budget
- Get Free Money
- Your First $500, $1,000, & 3-Month Emergency Fund
- Pay Off Debt
- Get a Second Job
- Diversify Your Funds
These posts are an archive from March 2017, and I hope they give you a few ideas to help you reach your financial goals. I’m not a millionaire. I’m not a Wall Street tycoon. I didn’t retire at 30 with 3 million dollars in the bank. I’m just a normal person doing the best I can with a few extra tricks up my sleeve.
And speaking of tricks, I came across a new Free Money app that may also be of benefit to you. Do you like to work out? Are you a runner training for your next big race? Do you track your health in a fitness app? Then Achievemint might be a good fit to help you easily earn a little extra beer money by doing what you already do. Sign up for a free Achievement account, link your fitness tracker and social media apps, and the rest is done for you. You’ll automatically earn points for the health goals you’re reaching. Sign up using my referral link and we each get 250 free points!